Consumer finance

apply for

0% Interest-free credit*

You are able to pay for your Tech Sofa with finance through either Creation or Klarna at checkout, so long as the repayment terms are affordable for you and you understand the risks with not making payments on time. Klarna and Creation are flexible enough to allow you to choose finance from 6 months up to 3 years/36 months.

*The finance is typically 0% APR, unless payments to these third parties are missed, at which time interest rates can be applied. Please read the agreement from your preferred finance supplier carefully and ensure that you understand all the risks with taking out finance. Please spend responsibly.

Why choose finance?

Finance allows you to spread the cost over a fixed term with instalments.

You won’t pay a penny more if you adhere to your agreement and always make payments on time.

Finance should only be applied for if the monthly payments are affordable without causing hardship or reduced standard of living.

Who can apply?

If you meet the following conditions, you will be able to apply for Interest Free Credit:

  • You must be 18 years of age or over

  • You’re in permanent full or part time employment, self-employed, retired or receive Disability Allowance

  • You have lived in the UK for at least 36 months and will continue to do so.

  • Your purchase must be delivered to your home address

How to apply

Credit through Klarna or Creation is easy to arrange online at checkout.

  • Step 1: Find the perfect Tech Sofa for you.

  • Step 2: When asked how you would like to pay, click on 'Apply for finance'or 'Klarna' and select a monthly payment amount.

  • Step 3: You'll be asked to fill in some details

Once accepted, you’ll receive a confirmation email within 24 hours.

Who provides the finance?

When applying online through, your interest free credit finance agreement is provided on behalf of Tech Sofa by Creation or Klarna, who also supply finance for some of the UK’s best-known high street brands.

Representative example

Cash price £2495.00 Deposit (NIL 0%). 36 monthly payments of £69.31 Total payable £2495.00, so long as payments are not missed. Minimum credit balance £500. Subject to status to UK residents aged 18 or over.
If you have any questions about finance please contact us via email, WhatsApp or call us on 01452 689 545.

Other ways to pay

If you would prefer not to take up interest free credit, you can pay with any major credit/debit card.

No Deposit – 0% APR representative finance available: Credit is subject to application and status. Tech Sofa acts as a credit broker and not the lender. Creation Consumer Finance Limited acts as the lender. Credit is subject to application and status. Creation Consumer Finance Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 311518). Registered in Northern Ireland, Registration No. N1032565. Registered office: Wellington Buildings, 2-4 Wellington Street, Belfast BT1 6HT.